Integrated Report 2021

BNP Paribas Bank Polska S.A. Capital Group

  • 102-45

BNP Paribas Bank Polska S.A. (hereinafter: the Bank) is the parent entity of the BNP Paribas Bank Polska S.A. Group. (hereinafter: the Group). Fully consolidated subsidiaries included in the Group are listed below:The Bank’s share in the equity of the respective subsidiaries is presented in percentages:

Structure of the Capital Group

struktura grupy_green-mint struktura grupy_green-mint

* BGZ Poland ABS1 DAC („SPV”) – An SPV company with which the Bank performed a securitization of a part of the loan portfolio. The Group has no equity contribution in this entity. The company is controlled by Bank BNP Paribas S.A. due to the fulfilment of the control conditions only within the understanding of IFRS 10

In 2021 there were no changes in the structure of BNP Paribas Bank Polska S.A. Capital Group.

All transactions between the Bank and its related parties resulted from the current operating activity and included mainly loans, deposits, transactions in derivatives as well as income and expenses on advisory services and financial intermediation. Detailed information on transactions with affiliated entities can be found in Note 53 of the Consolidated Financial Statements of the BNP Paribas Bank Polska S.A. Capital Group for 12 months ended 31 December 2021.

In addition to the companies listed above (which are part of the Group), at the end of 2021 the Bank held equity investments in the infrastructure companies (including among others: Biuro Informacji Kredytowej S.A., Krajowa Izba Rozliczeniowa S.A., VISA Inc., Mastercard Inc., SWIFT) and a portfolio of several companies in which it held minority, non-controlling interests.

2021 at BNP Paribas Bank Polska S.A. Capital Group in numbers

Key financials

131,777 PLN million


176 PLN million

net profit

4,809 PLN million

result on banking operations

2,544 PLN million


16.9 %

total capital ratio

1.5 %


85.5 %


52.9 %


Key data in the areas of services and ESG

4.1 million

Customers of all business lines

790 thousand

retail Customers – users of the GOonline banking platform (+6% YoY)

911 thousand

users of the GOmobile banking platform (+36% YoY)


branches of retail and business banking


people employed in the Capital Group of BNP Paribas Bank Polska S.A.


people employed in the BNP Paribas Bank Polska S.A Capital Group


FTEs in BNP Paribas Bank Polska S.A.


FTEs in BNP Paribas Bank Polska S.A. Capital Group

>3.9 PLN billion

loans granted by BNP Paribas Bank Polska S.A. within the framework of sustainable financing


CSR sectoral analyses carried out

>16 thousand

photovoltaic installations for individual customers in 2021

100 %

electricity purchased directly by the Bank in 2021 comes from renewable energy sources


employees involved in the Bank of Green Changes program from 2019


scholarship holders of the scholarship program “Class” in 2021/2022


grants for social organisations in the 11th Edition of the Local Grants Program


volunteers of the „BAKCYL” program – Bankers for the Financial Education of Youth

Search results