131,777 PLN million
assets
-
102-45
BNP Paribas Bank Polska S.A. (hereinafter: the Bank) is the parent entity of the BNP Paribas Bank Polska S.A. Group. (hereinafter: the Group). Fully consolidated subsidiaries included in the Group are listed below:The Bank’s share in the equity of the respective subsidiaries is presented in percentages:
Structure of the Capital Group
* BGZ Poland ABS1 DAC („SPV”) – An SPV company with which the Bank performed a securitization of a part of the loan portfolio. The Group has no equity contribution in this entity. The company is controlled by Bank BNP Paribas S.A. due to the fulfilment of the control conditions only within the understanding of IFRS 10
In 2021 there were no changes in the structure of BNP Paribas Bank Polska S.A. Capital Group.
All transactions between the Bank and its related parties resulted from the current operating activity and included mainly loans, deposits, transactions in derivatives as well as income and expenses on advisory services and financial intermediation. Detailed information on transactions with affiliated entities can be found in Note 53 of the Consolidated Financial Statements of the BNP Paribas Bank Polska S.A. Capital Group for 12 months ended 31 December 2021.
In addition to the companies listed above (which are part of the Group), at the end of 2021 the Bank held equity investments in the infrastructure companies (including among others: Biuro Informacji Kredytowej S.A., Krajowa Izba Rozliczeniowa S.A., VISA Inc., Mastercard Inc., SWIFT) and a portfolio of several companies in which it held minority, non-controlling interests.
2021 at BNP Paribas Bank Polska S.A. Capital Group in numbers
Key financials
176 PLN million
net profit
4,809 PLN million
result on banking operations
2,544 PLN million
costs
16.9 %
total capital ratio
1.5 %
ROE
85.5 %
loans/deposits
52.9 %
cost/income
Key data in the areas of services and ESG
4.1 million
Customers of all business lines
790 thousand
retail Customers – users of the GOonline banking platform (+6% YoY)
911 thousand
users of the GOmobile banking platform (+36% YoY)
427
branches of retail and business banking
8,809
people employed in the Capital Group of BNP Paribas Bank Polska S.A.
9,035
people employed in the BNP Paribas Bank Polska S.A Capital Group
8,504
FTEs in BNP Paribas Bank Polska S.A.
8,667
FTEs in BNP Paribas Bank Polska S.A. Capital Group
>3.9 PLN billion
loans granted by BNP Paribas Bank Polska S.A. within the framework of sustainable financing
174
CSR sectoral analyses carried out
>16 thousand
photovoltaic installations for individual customers in 2021
100 %
electricity purchased directly by the Bank in 2021 comes from renewable energy sources
>5,000
employees involved in the Bank of Green Changes program from 2019
83
scholarship holders of the scholarship program “Class” in 2021/2022
60
grants for social organisations in the 11th Edition of the Local Grants Program
96
volunteers of the „BAKCYL” program – Bankers for the Financial Education of Youth