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PL

Integrated Report 2020

  • Notes
  • Selected consolidated financial data

Selected consolidated financial data

XLS
in PLN ‘000 in PLN ‘000
Statement of profit or loss 12 months ended 31.12.2020 12 months ended 31.12.2019 12 months ended 31.12.2020 12 months ended 31.12.2019
Net interest income 3,060,070 3,168,759 683,937 736,619
Net fee and commission income 916,095 819,937 204,751 190,605
Gross profit 1,110,567 872,955 248,216 202,930
Net profit 733,095 614,694 163,849 142,894
Total comprehensive income 863,677 598,766 193,035 139,195
Total net cash flows (1,127,889) 1,407,756 (252,087) 327,251
Ratios 31.12.2020 31.12.2019 31.12.2020 31.12.2019
Number of shares (items) 147,418,918 147,418,918 147,418,918 147,418,918
Earnings (loss) per share 4.97 4.17 1.11 0.97
Statement of financial position 31.12.2020 31.12.2019 31.12.2020 31.12.2019
Total assets 119,577,28 109,954,142 25,911,695 25,819,923
Loans and advances to customers measured at amortised cost 74,097,269 71,836,643 16,056,442 16,869,002
Loans and advances to customers measured at fair value through profit or loss 1,539,848 1,974,396 333,676 463,636
Total liabilities 107,546,761 98,794,759 23,304,750 23,199,427
Liabilities due to customers 90,051,004 86,134,984 19,513,523 20,226,602
Share capital 147,419 147,419 31,945 34,618
Total equity 12,030,527 11,159,383 2,606,944 2,620,496
Capital adequacy 31.12.2020 31.12.2019 31.12.2020 31.12.2019
Total own funds 15,748,450 12,593,377 3,412,596 2,957,233
Total risk exposure 84,447,701 83,692,266 18,299,320 19,652,992
Total capital ratio 18.65% 15.05% 18.65% 15.05%
Tier 1 capital ratio 13.55% 12.80% 13.55% 12.80%

For purposes of data conversion into EUR, the following exchange rates are used by the Group:

For items of the statement of financial position, rates of the National Bank of Poland are applied:

  • as at 31.12.2020 r. – 1 EUR = 4.6148 PLN
  • as at 31.12.2019 r. – 1 EUR = 4.2585 PLN

For items of the statement of profit or loss and the statement of cash flows, the EUR exchange rate is calculated as the arithmetic mean of the rates published by the National Bank of Poland as at the last day of each month in the period

  • for the period from 1.01.2020 to 31.12.2020 – 1 EUR = 4.4742 PLN
  • for the period from 1.01.2019 to 31.12.2019 – 1 EUR = 4.3018 PLN

Calculation of earnings (loss) per share was described in Note 16.

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