37. Provisions

	31.12.2020	31.12.2019
Provision for restructuring	82,918	113,076
Provision for retirement benefits and similar obligations	18,188	16,209
Provision for contingent financial liabilities and guarantees granted	214,443	233,179
Provisions for litigation and claims	335,629	166,073
Other provisions	8,232	2,524
Total provisions	659,410	531,061

Provisions for restructuring	12 months ended 31.12.2020	12 months ended do 31.12.2019
Opening balance	113,076	171,889
Provisions recognition	48,590	6,929
Provisions utilisation	(59,882)	(54,267)
Provisions release	(18,839)	(687)
Other changes	(27)	(10,788)
Closing balance	82,918	113,076

Provision for retirement benefits and similar obligations	12 months ended 31.12.2020	12 months ended 31.12.2019
Opening balance	16,209	14,703
Provisions recognition	4,514	3,286
Provisions utilisation	(1,025)	–
Provisions release	(1,510)	(1,780)
Closing balance	18,188	16,209

Provisions for financial liabilities and guarantees granted	12 months ended 31.12.2020	12 months ended 31.12.2019
Opening balance	233,179	149,530
Provisions recognition	96,415	491,420
Provisions release	(82,951)	(392,438)
Change of credit risk	(35,887)	(15,105)
Other changes	3,687	(228)
Closing balance	214,443	233,179

Provisions for litigation and claims	12 months ended 31.12.2020	12 months ended 31.12.2019
Opening balance	166,073	62,156
Provisions recognition	218,936	136,719
Provisions utilisation	(38,092)	(19,758)
Provisions release	(11,288)	(19,850)
Other changes	–	6,806
Closing balance	335,629	166,073

Other provisions	12 months ended 31.12.2020	12 months ended 31.12.2019
Opening balance	2,524	39,134
Provisions recognition	4,644	8,318
Provisions utilisation	(25)	–
Rozwiązanie rezerw	(738)	(35,136)
Provisions release	1,827	(9,792)
Closing balance	8,232	2,524

Previous topic

36. Other liabilities

Next topic

38. Deferred income tax