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Integrated Report 2020
About BNP Paribas Group
Letters
Letter from the Chairman of the Supervisory Board
Letter from the CEO
Letter from the CFO
BNP Paribas Bank Polska S.A. Group
Information about the Bank and the Group
Bank on the WSE
Market and legal environment
Major events in 2020
Impact of the COVID-19 pandemic on the activity and results of the Bank and the Group in 2020
Key corporate events
Awards and distinctions
Strategy and business model
Business model and value creation model
„Fast Forwad” Strategy of BNP Paribas Bank Polska S.A.
Implementation of the strategy in 2020
CSR and Sustainability
Perspective
Business operations
Business areas and support of Client development
Responsible financing
Distribution channels
Bank’s Transformation Program
Business areas
Retail and Business Banking
Personal Finance
Operations of the Brokerage Office of BNP Paribas Bank Polska S.A.
SME Banking
Corporate Banking
Agro area
Corporate and Institutional Banking
Other banking activity
Information technology and cyber security
Operations and business support
Cooperation with financial institutions
Partnership initiatives supporting the development of our Customers
Initiatives supporting the development of the Food & Agro sector
Initiatives for innovation
Entities of BNP Paribas Bank Polska S.A. Capital Group
BNP Paribas Towarzystwo Funduszy Inwestycyjnych S.A.
BNP Paribas Leasing Services Spółka z o.o.
BNP Paribas Group Service Center S.A.
BNP Paribas Solutions Spółka z o.o.
Bankowy Fundusz Nieruchomościowy Actus Spółka z o.o.
Campus Leszno Spółka z o.o.
BGZ Poland ABS1 Designated Activity Company
Dialogue with Clients
Availability of products and services
Transparency and dialogue with Clients
Financial results
Financial standing of Group
Consolidated statement of profit and loss
Statement of comprehensive income
Statement of financial position
Own funds and capital ratios
Financial ratios
Financial statements
Financial standing of Bank
Stand-alone statement of profit or loss
Statement of comprehensive income
Statement of financial position
Own funds and capital ratios
Financial ratios
Average interest rates applied by the Bank
Environment
Environment
Enviromental responsibility
Green products and services and funding programmes
Managing the organization’s environmental impact
Promoting eco-attitudes and climate justice
Society and workplace
Responsibility in the workplace
Responsibility in the workplace
Employment structure and organizational culture
Remuneration and benefits
Training and development
Diversity in the workplace
Employer Branding
Social responsibility
Social responsibility
Social commitment during the pandemic
Initiatives for local communities
The BNP Paribas Foundation
Mission Education
Responsible marketing
Sponsorship initiatives
Good practicies
Governance
Management foundation
Corporate governance
ESG aspects management
Stakeholders and relations with environment
Sustainable supply chain
Ethics
Anti-corruption
Human rights
Risk management
ESG risk management
Due diligence policies and procedures
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