ESG MANAGEMENT

Responsibility towards the natural environment is one of the commitments of BNP Paribas under the POSITIVE pillar of the GObeyond strategy for 2022-2025. For many years, we have been involved in counteracting climate change and minimising its effects and, we have been implementing solutions to reduce greenhouse gas emissions from our own activities. The Bank of Green Changes programme aggregates all of the organisation’s initiatives for the natural environment.

The Bank of Green Changes programme includes: 

• ESG monitoring of Customers and investments and implementation of CSR policies, with a particular focus on decarbonisation processes,
• continuous development of the range of products and services that support our Customers in the transition to a low-carbon economy and green investments,
• real changes in the way the organisation operates to minimise the negative impact of its operations on the natural environment,
• educational activities aimed at employees from all areas of the Bank and external stakeholders, building partnerships and supporting pro-environmental initiatives,
• since 2024, the Bank has been monitoring the emission intensity of loan portfolios in carbon-intensive sectors.

At BNP Paribas Bank Polska, we actively contribute to society – our employees, Customers and local communities. The Bank is convinced that a committed and satisfied employee guarantees a high level of customer satisfaction. Hence, it is crucial to us to create an environment that supports the development of employees, their activity, and creativity, but also gives enough space for errors resulting from testing bold, non-standard solutions. For this purpose, the Bank is promoting the values of empowerment, cooperation, courage, simplicity and transparency among its employees. Applying these in our daily work will enable us to respond dynamically to changing market conditions and will contribute to the successful implementation of our strategic ambitions. We are committed to ensuring that all employees feel valued and have the same opportunity for personal development. Communication with our employees is based on honesty, respect and acting in accordance with ethical standards.

In addition, we constantly strive to make our products and services more accessible to groups at risk of social exclusion. We are open to the needs of our Customers. We promote philanthropic projects for social equality. We take initiatives for the benefit of local communities. We develop our initiatives above all where we can make a real contribution to positive change.

Responsible corporate governance is the foundation of all our activities. We implement the best market practices in this regard and adhere to the highest standards of ethics and responsibility. A key document from the perspective of ESG management at BNP Paribas is the Code of Conduct of the BNP Paribas Group. The Bank is also one of the initiators of The Declaration of Responsible Selling, which aims to raise and disseminate ethical standards in Customer relations, educate business and consumers, increase trust in the financial sector and counteract unfair practices. This section of the Sustainability Report outlines the Group’s policies, including those relating to anti-corruption, as well as other compliance risk issues (financial security, market integrity). Measures to mitigate business risks and other compliance risk issues are also described.

The following indicators have been adopted for governance and other topics related to compliance risk:

• percentage of persons in positions most at risk of corruption covered by training programmes on corruption and bribery;
• number of convictions and penalties for violations of anti-corruption legislation.

As a responsible financial institution, BNP Paribas monitors the level of ESG risks of all its Business Customers. We also pay particular attention to the financing of sectors considered sensitive in terms of ESG risks.