number of individuals and micro enterprises in 2024–2025 is presented according to the new definition: Customers with an existing valid contractual relationship. Data for 2021–2023 are presented in line with the definition applicable at that time
due to the change in the recognition of the impact of legal risk arising from CHF mortgage litigation from 1 January 2023 in accordance with IFRS 9, restated values are presented in column 2022 for the categories Net Assets, Loans and advances to Customers and Share of impaired loans and advances (Stage 3)
normalised values calculated excluding credit holidays and BGF costs
total balanced loans and advances (portfolio measured at amortised cost)
change in data presentation from 2024 onwards to active employees, an agreement was reached with the Trade Unions in December 2020 and a redundancy programme for 2021-2023 was announced, the Bank also launched a Voluntary Redundancy Programme
unadjusted Gender Pay Gap is presented in the report, in ESRS S1-16
as a result of the reassignment of the number of employees to the structure by Board of Directors, Top Management (B1 + B2), Lower Management, Other Employees, the approach to the presentation of the indicator on the percentage of women in management positions was changed
the value includes Category 6, Scope 3
the value does not include emissions from treasury bonds nor Scope 3 emissions of Customers (except for Customers in the oil, gas, and automotive sectors). The value of investments for 2024 has been recalculated retrospectively to reflect the changes introduced in 2025 to the methodology for calculating financed emissions. Details regarding the calculation of Category 15 are described in the Management Board’s Report on the activities of the BNP Paribas Bank Polska S.A. Group in 2025
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