due to the change in the recognition of the impact of legal risk arising from CHF mortgage litigation from 1 January 2023 in accordance with IFRS 9, restated values are presented in column 2022 for the categories Net Assets, Loans and advances to Customers and Share of impaired loans and advances (Stage 3)
normalized values calculated excluding loan holidays for 2022-2023, integration costs incurred in connection with the implementation of the merger processes in 2020
total balanced loans and advances (portfolio measured at amortised cost)
change in data presentation from 2024 onwards to active employees, an agreement was reached with the Trade Unions in December 2020 and a redundancy programme for 2021-2023 was announced, the Bank also launched a Voluntary Redundancy Programme
unadjusted Gender Pay Gap is presented in the report, in ESRS S1-16
the value includes Category 6, Scope 3
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