due to the change in the recognition of the impact of legal risk arising from CHF mortgage litigation from 1 January 2023 in accordance with IFRS 9, restated values are presented in column 2022 for the categories Net Assets, Loans and advances to Customers and Share of impaired loans and advances (Stage 3).
normalized values calculated excluding loan holidays for 2022-2023, integration costs incurred in connection with the implementation of the merger processes in 2016-2020.
the increase in the number of signed declarations is a result of a larger pool of suppliers being included in the cyclical assessment under the BNP Paribas Group’s new methodology.
