31.12.2019 | ||||||
Interest rate gap as at 31.12.2019 |
Up to 1 month |
1-3 months |
3-12 months |
1-5 years |
Over 5 years |
Total |
Cash and balances at Central Bank | 4,658,142 | – | – | – | – | 4,658,142 |
Amounts due from banks | 513,142 | 2,491 | 34,589 | – | – | 550,222 |
Loans and advances to customers | 32,313,528 | 28,865,051 | 8,416,106 | 5,089,256 | 769,747 | 75,53,688 |
Investment securities: | 2,798,325 | – | 1,538,425 | 6,407,425 | 14,341,455 | 25,085,630 |
Other assets | 1,359,799 | 53,072 | 218,033 | 1,044,726 | 487,057 | 3,162,687 |
Total assets: | 41,642,936 | 28,920,614 | 10,207,153 | 12,541,407 | 15,598,259 | 108,910,369 |
Amounts due to banks | (4,149,617) | (1,421,562) | (435,004) | (223,178) | (21,733) | (6,251,094) |
Amounts due to customers | (41,466,126) | (7,586,175) | (14,388,460) | (15,042,232) | (7,899,429) | (86,382,422) |
Other amounts due | (299,230) | (150,020) | (554,565) | (1,024,683) | (34,407) | (2,062,905) |
Other liabilities | (3,039,100) | (34,244) | (7,236) | (21,002) | (1,539) | (3,103,121) |
Total liabilities: | (48,954,073) | (9,192,001) | (15,385,265) | (16,311,095) | (7,957,108) | (97,799,542) |
Net off-balance sheet liabilities | (1,710,137) | (2,307,413) | (1,229,503) | 3,612,351 | 1,546,281 | (88,422) |
Interest rate gap | (9,021,274) | 17,421,200 | (6,407,615) | (157,337) | 9,187,432 | 11,022,405 |
31.12.2018 | ||||||
Interest rate gap as at 31.12.2018 |
Up to 1 month |
1-3 months |
3-12 months |
1-5 years |
Over 5 years |
Total |
Cash and balances at Central Bank | 2,797,755 | 99,368 | – | – | – | 2,897,123 |
Amounts due from banks | 765,352 | 269,151 | 28,034 | – | – | 1,062,537 |
Loans and advances to customers | 18,311,550 | 34,722,279 | 16,971,513 | 4,384,739 | 499,787 | 74,889,868 |
Investment securities: | 2,292,360 | 2,292,360 | 7,575,361 | 5,956,000 | 8,665,000 | 26,781,081 |
Other assets | 698,341 | 74,250 | 214,206 | 1,142,433 | 583,117 | 2,712,347 |
Total assets: | 24,865,358 | 37,457,408 | 24,789,114 | 11,483,172 | 9,747,904 | 108,342,956 |
Amounts due to banks | (3,521,273) | (1,501,265) | (828,699) | (1,000) | – | (5,852,237) |
Amounts due to customers | (24,729,401) | (25,287,645) | (14,725,492) | (13,632,325) | (6,618,884) | (84,993,747) |
Other amounts due | (2,348,371) | (284,651) | (566,477) | (1,061,970) | (62,177) | (4,323,646) |
Other liabilities | (2,361,922) | (82,428) | – | – | – | (2,444,350) |
Total liabilities: | (32,960,967) | (27,155,989) | (16,120,668) | (14,695,295) | (6,681,061) | (97,613,980) |
Net off-balance sheet liabilities | (758,529) | (3,265,721) | (2,145,111) | 4,661,450 | 1,499,236 | (8,676) |
Interest rate gap | (8,854,138) | 7,035,698 | 6,523,335 | 1,449,327 | 4,566,079 | 10,720,300 |