34. Other liabilities

Other liabilities	31.12.2019	31.12.2018
Liabilities due to contracts with customers
Sundry creditors	214,377	64,920
Payment card settlements	104,886	180,442
Deferred income	114,931	169,815
Escrow account liabilities	9,830	70,778
Social insurance settlements	27,440	37,432
Other liabilities
Interbank and intersystem settlements	480,839	460,016
Provisions for non-personnel expenses	341,305	267,908
Provisions for other employees-related liabilities	336,827	245,070
Provision for unused annual holidays	44,570	44,997
Other regulatory liabilities	64,183	69,380
Other lease liabilities	39,511	18,592
Other	114,715	82,291
Total other liabilities	1,893,414	1,711,641

Annual report 2019

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