Key numbers

* Normalized values calculated excluding integration costs concerning the merger processes finalized in 2015-2019. In 2018 the impact of integration costs as well as one-offs resulting from the method used to perform and settle the acquisition of the Core Business of RBPL were excluded, i.e. allowance due to expected credit losses in connection with the acquisition of the Core Business of RBPL (ECL) and the gain on the bargain purchase of the Core Business of RBPL (PPA).