Major events in 2019

(acquired by the Bank as a result of acquisition of RBPL’s Core Activities on 31 October 2018) from the Bank and its transfer to BGŻ BNP Faktoring Sp. z o.o. (a company of the BNP Paribas group, currently BNP Faktoring Sp. z o.o.)

Change of the Bank’s company name from BGŻ BNP Paribas S.A. to BNP Paribas Bank Polska S.A.

TFI BGŻ BNP Paribas S.A. (currently BNP Paribas TFI S.A.) and Riviera Towarzystwo Funduszy Inwestycyjnych S.A. (former Raiffeisen Towarzystwo Funduszy Inwestycyjnych S.A.)

to the mandatory bank resolution fund for 2019 (PLN 116.1 million)

to approve the inclusion of the Bank’s net profit for the fourth quarter of 2018 in Common Equity Tier 1 capital (PLN 36.4 million)

related to consent to include in the Common Equity Tier 1 capital net profit for the first quarter of 2019 – standalone (PLN 163.4 million) and prudentially consolidated (PLN 161.6 million)

intended for factoring activities to BGŻ BNP Paribas Faktoring Sp. z o.o. (currently BNP Faktoring Sp. z o.o.)

on the expiry of a decision regarding the Bank’s maintenance of own funds for the additional capital requirement in order to cover the risk arising from foreign currency mortgage loans for households

concluded by the Bank with BNP Paribas on 12.09.2014 in the amount of CHF 90 million, extending the repayment date to 30.01.2029.

related to consent to include in the Common Equity Tier 1 capital net profit for the second quarter of 2019 – standalone (PLN 244.0 million) and prudentially consolidated (PLN 217.1 million)

increased the Bank’s individual assessment (Baseline Credit Assessment) from Ba2 to Ba1 and changed the rating outlook from
„Stable” to „Positive”

in the amount of PLN 48.8 million regarding the proportional refund of commission in the event of early repayment of credit following the judgment of the Court of Justice of the European Union – charging the results of the third quarter of 2019.

IT systems integration

adopting a resolution regarding changes to the Bank’s Statute

to include the subordinated loan agreement in the calculation of the Bank’s Tier 2 capital (CHF 90 million – approx. PLN 352 million at the average NBP exchange rate as at 19 November 2019, 1 CHF = PLN 3.9113)

in the amount of PLN 20,8 million – regarding the proportional refund of commission in the event of early repayment – for credit agreements repaid after the judgment of the Court of Justice of the European Union of 11.09.2019 in case C-383/18