In addition to car loans, the Bank’s Personal Finance offers operational and financial leasing (including financial VAT Margin). Leasing is offered through a leasing company – BNP Paribas Leasing Services – for passenger cars, lorries up to 8 tons, buses, agricultural tractors, scooters, motorcycles, quads and campers.
In 2020 the following were introduced into the car leasing offer:
- the „paperless” process for individual business activities using the Autenti electronic signature for all channels: dealer, importer, second-hand dealership, broker,
- launching lease sales for authorized Jaguar and Land Rover dealers,
- customer portal providing the customer with access to electronic invoices, a preview of the schedule, billing and the possibility to submit applications concerning the contracts held,
- changes in risk policy: increase in funding amounts in a simplified procedure, possibility of funding for suspended sole proprietorships under certain conditions,
- the possibility to offer and sell motor insurance on the PF network through a WTW Service agent acting on behalf of individual insurance companies,
- launch of the HRV (High Residual Value) in the Opel network – Opel Flash Leasing,
- initiating cooperation with a new partner – McLaren,
- djusting processes according to the amendment of the Civil Code in terms of consumer protection for entrepreneurs,
- many products offer, of which worth mentioning are:
- promotional offer with importer’s subsidy for KIA dealers – Leasing 101%;
- promotional offer with importer’s subsidy for Opel dealers – Leasing 102%;
- operating and finance lease offer for Ford;
- HRV (High Residual Value) leasing – Leasing Easy Move On for Hyundai and Ford Leasing Options for Ford;
- launching a new offer for Opel with low RV values: Operating Leasing Promo and Leasing 100%; a new offer of promotional leasing for KIA for „green” cars with electric drive: operating leasing with subsidy KIA 100%, operating leasing Green Promo High RV KIA, new offer with subsidy for Ford Mondeo 101%.